News: Long Island

Schepis joins ENB as chief lending officer/SVP

Robert Schepis, a veteran commercial credit and lending officer with 25 years of industry experience, has joined Empire National Bank (ENB) as chief lending officer/senior vice president. "Robert's extensive knowledge of all aspects of business financing and lending adds another dimension to our senior management team," said Douglas Manditch, the bank's chairman and CEO. Schepis added that he looks forward to contributing to the bank's continued growth and success. Prior to joining ENB, he held the title of managing director at Sterling National Bank. He also served as a senior vice president and market credit executive for Capital One's business bank lending group. His professional affiliations include the Bronx-Manhattan Association of Realtors, the Commercial Finance Association and the Nassau Chapter of the New York State Society of CPAs (NYSSCPA). A graduate of Hofstra University with a Bachelor of Arts Degree, Schepis resides in Melville, New York. Dedicated to helping small to mid-sized privately-owned businesses, professional practices, not-for-profit organizations, municipalities and real estate professionals grow and prosper; Empire National Bank is committed to bringing the personal touch back to customer service while providing a "neighborhood" banking experience. Headquartered in Islandia, New York, Empire National Bank has branches in Port Jefferson Station, Shirley and Mineola. For more information, visit empirenb.com. ### File: ENB R.Schepis Appointment 3.15
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Columns and Thought Leadership
The evolving relationship of environmental  consultants and the lending community - by Chuck Merritt

The evolving relationship of environmental consultants and the lending community - by Chuck Merritt

When Environmental Site Assessments (ESA) were first part of commercial real estate risk management, it was the lenders driving this requirement. When a borrower wanted a loan on a property, banks would utilize a list of “Approved Consultants” to order the report on both refinances and purchases.