Professional Profile: Tracy Dembicer, 2015

Name: Tracy Dembicer Title: Vice President Company: First Niagara Bank Location: 17 S. Broadway, Nyack, N.Y. Birthplace: Long Island, N.Y. Education: Juris Doctorate First job outside of real estate: Moody's Investors Service-Structured Finance First job in real estate or allied field: In-house counsel at AIG Realty What do you do now and what are you planning for the future? Commercial real estate banker providing financing for hi-net worth, middle market, and institutional owners and developers within the Tri-State region. I'm executing on my plan to leverage my expertise in order to provide a broader scope of products and services to an ever wider band of clients and to deepen existing client relationships. How do you unwind from a busy day in real estate? Depending on the time of year, tennis, biking, yoga, hiking, kayaking, and experimental cooking for dinner guests. Favorite book or author: E.L. Doctorow Favorite movie: "Boyhood" Last song you purchased/downloaded? Beck's "Morning Phase" One word to describe your work environment: Flexible Rules to live by in business: Give it your all; be creative; be rationally responsive to your clients' needs; and always be fair. If you could invite one person to dinner (living or dead) who would it be and where would you go? Mahatma Gandhi at a spot overlooking the Mediterranean Sea. What is your dream job? Eco-tourism leadership role that partners with indigenous communities and respects their environment.